<jats:p>AI is playing a disruptive role in many industrial sectors and also in the banking industry. The purpose of this research study was to empirically test consumer willingness to use AI-powered financial investment robo-advisors. Analysis of data from 500 survey responses collected from m-banking users performed using Smart Pls showed that there was clear intention on the part of m-banking consumers in Pakistan to use AI-powered financial investment robo-advisors. The results reinforce the findings of earlier studies.</jats:p>